Thats the only option that I think youll have here, so Id pursue it. I applied for and qualified for a 5,000 per year grant so if my math is correct that means I should have only accrued 12,000 in loans for the 2 years I attended yet when all was said and done I somehow owed 34,000? Because Kaplan University has been proven to have broken the law in so many serious ways, especially via things like false advertising, making false claims, and lying about the value of their programs, itll be relatively easy for you to prove that you deserve loan forgiveness benefits. To get a BDAR Discharge you have to prove that the school did something illegal, or committed fraud against you. After that, they decided to cancel all of my student loans pending and charge me personally for one of the classes even though the loans they had cancelled would have covered anything I might have owed the school. Odds are very good that tons of Kaplan University loans will be included in this wave of approvals, and DOE began emailing borrowers on Friday December 14th to alert them that their debts from school had been cancelled, so make sure that youre watching emails closely if youve already submitted a BDAR application. How do I find out about if I am eligible for options for students that attended Kaplan Univerisity? I contacted the new school, but they say there is no record, but i have over 70k as proof and paperwork that i went. This sounds kind of complicated, and the specifics matter. ), Enrolling students that they knew werent qualified for the programs, because they didnt have the right educational background, obviously werent going to be able to complete program requirements,, or something else, in order to get their student loan money, Changing the grades of those students so that they would pass their courses and remain in the program, allowing Kaplan to continue collecting student loan benefits (and mostly Federal student loan benefits, which is why the school was shown to have defrauded the US Government and American Taxpayer). Kaplan North America has settled its federal lawsuit against a competitor, Dalton Education, LLC after Dalton terminated certain employees and agreed to terms including verifying that it no longer . Ex-employees allege bad actions regarding student loans, as well as making it real easy for students to graduate, but then when they were hired, the students were . Now they are garnishing my SSI and then here the new bill showing its over $5000.00. they had me change it to a degree, after I did that I had issues getting classes that would not conflict with work. All loans have now been transferred to Navient where I am currently making payments as part of an Income-Driven repayment program but the Loan Debt is around $95,000.00. Do I, qualify for a student loan discharge? . You did not complete all your coursework at Kaplan University, but failed to receive your diploma prior to the schools closing. Kaplan University-Hagerstown Campus. March 24, 2021. Even if that doesnt work, you may be eligible for a Borrowers Defense Discharge. In fact, I emailed the professors many times and was told its not that important and I questioned my grades and could not get a professor to explain to me how I can get so many failed tests and yet pass the course. It also includes Art Institute, Argosy University, DeVry University, Le Cordon Bleu, and Kaplan University. The new school no longer have my degree course so theyre trying to get me to re-enroll up under them add check this out 11 more classes when I wouldnt have but six more at Kaplan stating that they no longer have their degree although theyre picked up where the school left off without the closing The funny thing is I can still log in and see everything on dashboard and again am not enrolled these schools full of it. If you're eligible for an automatic discharge, the U.S. Department of Education (ED) will notify your loan servicer which should then, in turn, notify you. In this article, Im going to give you plenty of information about each of these powerful forgiveness programs, including who qualifies for the benefits, how to apply for them, and how to frame your Borrowers Defense claim in order to increase your chance of getting it approved. Try securing employment with a Kaplan University degree at 60 years old, and now as Im approaching retirement have this $95,000 debt looming over me that will do nothing for me. Read my full post again, then think about how to phrase your claim more clearly. You need to prove that they committed fraud against you. Kaplan University-Des Moines Campus. I started at Kaplan, 2009, through their Advanced Start program for HealthCare Management Administration out of Cedar Rapids, IA. Would this qualify me for BorrowerDefense to repayment discharge. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. I filled out application, etc. Student loans, forgiveness; Higher Education Rulemaking; College accreditation; Every Student Succeeds Act (ESSA) FERPA; Thank you ? The Kaplan University Lawsuit One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved in defrauding the US Government to a huge $4 billion, which is essentially a record when it comes to higher education scams. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. I, also paid for an official transcript in 2017 and never received one. I got an email from Kaplan telling me that I could not graduate because I had not finished the entire program. Time to Degree. If you have $100,000 forgiven, then the IRS would consider you as having made an extra $100,000 for the year that your debt was forgiven. Anyway I took the entrance test and was three short of passing, was told to study it again and take test again. Hello, I was wondering if I was eligible for the Borrowers Defense to Repayment Discharge. was already owned by Kaplan an just changing names.. Which program should I apply for to get some of these loans to disappear? Earn your degree or certificate 100% online at an accredited, public, nonprofit university defined by Purdue's commitment to making education affordable and accessible. This is because the IRS considers the forgiven debt to be taxable income, meaning that you have to claim it as income on your annual IRS tax return. Heres my thinking either try to qualify for the Borrowers Defense to Repayment Program, or come up with a new strategy for dealing with the debt that youve racked up, which may require paying someone for help. How did they mess up your loans? They told me that ill pay after 10 years They made it seem as if the value of the school was high which wasnt the case ! (see here and here) Closed. A former employee of Kaplan, Leslie Coleman, filed the whistleblower lawsuit in 2012, claiming that two of the college's Texas-based campuses violated Texas standards when hiring professors, and received federal funds for inadequate education services, thus defrauding the government. The reasons for student loan forgiveness include borrower defense to repayment claims, closed schools, and other lawsuits. Got laid off during recession and no work for 2 years and didnt hear anything until last month and now sent garnishment letter again. Keiser University was a for-profit university when. Hello, is this the same Kaplan University that is now called Purdue University Global? For Federal Loans call the Student Loan Relief Helpline, who may be able to help get your loans back out of default. Kaplan University transferred 14 campuses, 30,000 students, and 2,100 faculty and staff to Purdue Global in exchange for $1. This led to a fine of almost $30 million by the U.S. Department of Education. (2000) Institution name changed from Quest College to Kaplan College. U.S. District Judge Patricia Seitz rejected claims accusing Kaplan of manipulating students' academic records and job-placement statistics, and I was also told my credits would finish it was a high need industry and i would make 18.00 an hr starting out all lies. I have contscted third parties, my losn servicer, and department of education years ago about what i went through at kaplan, literally everything you said they did to me. I attended Kaplan University from 2004-2008 and received a Kaplan University Diploma in March 0f 2008 in Bachelor of Science in Management. In the lawsuit against Kaplan University, several serious accusations were made, and the school was found to have been guilty of the following illegal marketing activities: But probably the worst thing that Kaplan did was falsifying legal documents so that their substandard academic programs would be accredited, which flies in the face of the entire accreditation process, and makes Kaplan one of the worst actors in a very bad industry (for-profit schools). I would definitely try to pursue it. Home; . Which is what im paying $16,000 or so. Just make sure that your read my entire Guide to Borrowers Defense Applications for details on what to include, how to tell your story, etc. Im stuck in a fast food restaurant with a student loan debt. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. Nope, theres no time limit for BDAR applications, but Id get your app in as soon as possible because its taking forever to hear back from the Department of Education on the status of applications. In fact, the amount of the courses were paid by the loan lender. They just wanted us to grab that $10-, $15- or $20,000 obligated to Kaplan University." Kaplan systematically padded the tuition bills of many soon-to-be graduating students, requiring that they pay their balances in full before they could obtain their diplomas and transcripts, said Jermaine Johnson, a former financial aid officer at Kaplan's . I know Kaplan was taking over but Im not sure if T.e.c. Yes, unfortunately, you will end up owing taxes on the amount of forgiven student loan debt. By the way the one time I needed to speak to a teacher,she responded to my question with a question. Thats when they told me that I didnt have to worry about any classes that werent necessary for medical transcription and I could stop attending them. The remaining complaints were about Kaplan College, Kaplan Career Institute, and . They told me about how I needed all these loans and grants and what not and then which at the time I was young and excited and thought nothing of this at all. In the beginning, they told me this would only take about 1 year since I had completed 3 semester of college classes that could be transferred as my general education classes as well as 2 accounting classes. I am so grateful to find this post. One thing to keep in mind is that you cant (or at least shouldnt) apply to both of these programs, so what you need to do is research how each of them works, think about your specific situation and experience with Kaplan, then decide which one will work best for you. Kaplan University ( KU) was a private online for-profit university owned by Kaplan, Inc., a subsidiary of Graham Holdings Company. In 2007, a class-action lawsuit was settled for $30 million by Kaplan and BarBri, a company offering bar exam preparation. I am very frustrated about this. (see here) CANYON COLLEGE In order to qualify for a Closed School program discharge, you need to have either been still studying at Kaplan at the time it closed, or you need to have left the school no more than 120 days prior to its closing. To apply for the Closed School Loan Discharge program simply download the official application, fill it out, and submit it to your loan servicer, the company that receives your monthly loan payment. They insisted that I had to finish another term but I argued with them this was not right. Kaplan University, 567 F.Supp.2d 1394, 1404 (S.D. but it was first semester school was going to be open back in 1999 so they only had 1 timeframe and it wouldnt work with my schedule as was working full time so counselor said would hold my application until next semester or when they had enough students to start another class time that would work with my schedule. In 2011/2012 I was a student at Kaplan I wasnt working at the time as I had just had a baby, so I decided to take online classes someone from Kaplan called me and made it sound great in less then 2 years I would have my degree. I let them know before the cut off deadline for withdrawal form the classes for the semester. Well They dropped the ball (didnt complete/submit some form) to the Board of Ed, and now Im being garnished to the tune of 15% OR $310 a month. Try using the Internet Archives Wayback Machine to look for old claims on old versions of their website, or go through old emails from them, or think about old conversations with them. i want to Apply for Borrowers Defense to repayment Discharge what is the time frame of the application ? I went to Kaplan in 2013-2016. Yes, BDAR Discharges are still widely available. Needless to say no one responded to my request until after the cut off date for withdrawal, I was told someone else would contact me about it and no one ever did, my Mom passed on October 11th 2010. They tried to convince me that I would have my degree in no time, that I would get a top of the line degree. $68000 and counting. , or committed fraud against you reasons for student loan debt time I needed to speak to a,! Graham Holdings Company Bachelor of Science in Management that they committed fraud against.. Ssi and then here the new bill showing its over $ 5000.00 Argosy University, Le Bleu! 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