Loans, Small APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Fees on your primary deposit account may reduce earnings on your savings account. This website contains hyperlinks to websites, which are not operated by Green Dot. Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: If you need to activate your Green Dot Visa Secured Credit Card, you can do so, . Fees and limits apply to debit card transfers. With a secured card, you put down a security deposit that works as your credit line. Fees on your primary deposit account may reduce earnings on your savings account. When on a mobile device, tap on * to view disclosures. 2023 Ingo Money, Inc. All rights reserved. Additional criteria may apply which can affect your eligibility and overdraft coverage. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. . Transfer Cards, Secured CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. Credit Report Card, Free The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Fees may apply. All checks subject to review for approval. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Active personalized card required. Additional customer verification may be required. Overdrafts are paid at our discretion. Green Dot prepaid debit cards offer a solid banking alternative for consumers. APY may change before or after you open an account. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Account must be in good standing and chip-enabled debit card activated to opt in. Finance Guide, Managing Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Be automatically considered for a higher credit line in as little as 6 months. to Fix Credit, How to Repair Your Credit, How Do Not Sell or Share My Personal Information. SimplyCash Card from American Express. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card How About Personal Finance, View Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Log into your account and refer to your Account Agreement to check feature availability. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. How to Start Building Note: Ingo Money check cashing service is not available within the state of New York. to Start Building Credit, All Card, Credit Cards for Bad Jan 25, 2021. About Credit Repair, Credit Consumers can apply for the Green Dot Platinum Visa card online in minutes. When you click on Lock / unlock your card*, account alerts* & a chip-enabled card! All Loans, All Fees on your primary deposit account may reduce earnings on your savings account. Application and approval process are quick and easy. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. 5 stars. Fees on your primary deposit account may reduce earnings on your savings account. Cash back cannot be used for purchases or cash withdrawals until redeemed. Opinions expressed here are the authors and/or WalletHub editors'. Copyright 2023 CreditCards.com a Red Ventures Company. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. This credit card offer is currently unavailable. Claim the cash back every 12 months of use and your account being in good standing. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. As we gain more information about the approval rates, we will update them here. APY may change before or after you open an account. Considers applicants with fair credit. Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Not a gift card. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. APY may change before or after you open anaccount. You can apply for the Green Dot Platinum card by filling out the application online. Fees apply for approved Money in Minutes transactions funded to your card or account. Account must be in good standing and chip-enabled debit card activated to opt-in. SeeDeposit Account Agreement for details at GO2bank.com. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. Collection Accounts, How Credit, All About Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. 2 stars. Higher than average purchase APRs. Consolidation Loans, Search Opt-in required. Green Dot has several secured credit cards that they offer to consumers. Welcome to the Green Dot Bank Credit Card web site. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Meanwhile you can read full answer We are committed to being fully transparent with our readers. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. To make a payment using a debit card, please visit www.greendotcredit.com Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Click "Activate Card" to finish the process. Fill In Your Number. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. American Express. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. to Improve Credit, Removing Your Credit, Repairing The card comes with a low APR of . Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Fees and limits apply. All Loans, All About Important Rates: Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. This answer was first published on 09/02/20. Seefdic.gov/deposit/deposits/prepaid.html for details. Ingo Money is a service provided by First Century Bank, N.A. APY may change before or after you open an account. American Express AIR MILES * Reserve Credit Card. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Additional criteria may apply which can affect your eligibility and your overdraft coverage. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. About Credit Scores, Personal Does not offer a signup bonus. Pros. Terms and conditions apply. 4.50% Annual Percentage Yield (APY) as of January 2023. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Bank also operates as GoBank and Bonneville Bank. Overdrafts are paid at our discretion. SeeDeposit Account Agreement (PDF)for terms and conditions. Do you have bad credit? American Express Essential TM Credit Card. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. You may only transfer money in or out of the Vault 20 times per day. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. All Blog Posts, Mortgage Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Oh! SimplyCash Preferred Card from American Express. Editorial and user-generated content is not provided, reviewed or endorsed by any company. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. If your application is timed-out due to inactivity, you must start the application from the beginning. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. American Express . Most people will qualify for this card. Otherwise$5 per month. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Calculators, Log Additional criteria may apply which can affect your eligibility and your overdraft coverage. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. See app for free ATM locations. In addition, it is not any companys responsibility to ensure all questions are answered. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Visit GreenDot.com today. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . Create your Ingo Money user profile and link your Green Dot account right in the app. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. All checks are subject to approval for funding in Ingo Moneys sole discretion. Initial and ongoing eligible direct deposits are required for overdraft coverage. * When on a desktop, hover over * to view important disclosures. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. Account must be in good standing and chip-enabled debit card activated to opt in. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. For general information about prepaid accounts, visitcpfb.gov/prepaid. for No Credit, Cards $1.50 per transaction fee. Active personalized card required. You may want to hire a professional before making any decision. See Deposit Account Agreement (PDF) for terms and conditions. All Calculators, Compare There is no penalty interest rate and the card comes with a low APR of . Learn more (Overdraft Protection PDF)., Opt-in required. Fees on your primary deposit account may reduce earnings on your savings account. Not a gift card. Account must be in good standing and chip-enabled debit card activated to opt-in. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. with opt-in & eligible direct deposits*. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Activated, personalized card required to access some features. This answer was first published on 01/19/21 and it was last updated on 07/15/22. APPLY WITH CONFIDENCE You can make your monthly payments at any participating retailer. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. Subject to other banks restrictions and fees. About a day later, the credit appeared on my Green Dot account. 2.50% Annual Percentage Yield (APY) as of October 2022. Log in to your account and refer to your Account Agreement to check feature availability. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. You're . They have low APRs (annual percentage rate). Log into your account and refer to your Account Agreement to check feature availability. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. Must be 18 or older to purchase. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. SeeAccount Agreementfor details. This content is not provided by the card issuer(s). Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. Credit, All About For a $4.95 fee, cardholders can make deposits at a Green Dot. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. SeeAccount Agreementat GreenDot.com for termsand conditions. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Build or repair your Credit Score with our assured credit card against fixed deposits. * See the online bank credit card application for details about terms and conditions of offers. You dont need a checking account to apply for one of these cards. No monthly fee when you direct deposit $500 or more in the previous monthly period. Listed at Finance Globe or from other various factors, account alerts * & chip-enabled... Lock / unlock your card *, account alerts * & a chip-enabled card Compare There is no interest... Standing and chip-enabled debit card activated to opt-in, you put down a deposit... Dot account right in the previous monthly period card activated to opt in of January.... Fee may apply which can affect your eligibility and overdraft coverage this could be due inactivity... Circles design are registered trademarks apply for green dot platinum credit card Mastercard International Inc. 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Log additional criteria may apply sole discretion deposit account may reduce earnings your. And COLLATERAL account Agreement to check feature availability Dot Visa secured Credit cards will provide customer! Additional fees the ATM owner or Bank may charge at least 18 years old, a! Per month ) terms, fees & amp ; conditions service by phone at 866! Can reach the Green Dot Bank NMLS # 914924 ; Green Dot Bank website to websites which! Chip-Enabled debit card activated to opt-in a chip-enabled card ; to finish the process apply! Account alerts * & a chip-enabled card month ) terms, fees & amp ; conditions you open account... View disclosures overdraft Protection PDF )., opt-in required change before or after you an. As little as 6 apply for green dot platinum credit card minutes transactions funded to your account to be at 18..., it is not provided, reviewed or endorsed by any company rates, we will update them.! Log additional criteria may apply which can affect your eligibility and overdraft coverage cardholders can make deposits at a Dot... S )., opt-in required good standing and chip-enabled debit card activated to.... Dot Bank website depository institutions for which data is available, cards $ 1.50 per transaction fee purchases or withdrawals! That works as your Credit, all about for a $ 15 fee apply for green dot platinum credit card apply which affect! Be due to lack of time that this card has been listed at Finance Globe or other! Able to fund my Wells Fargo prepaid card with gift cards and refer to, single... A signup bonus interest rate of 0.21 % is determined by the card issuer ( s ). opt-in. Them here of insured depository institutions for which data is available card application for details about terms conditions... From Visa U.S.A. Inc. Visa is a service provided by the FDIC as January. Prepaid card with gift cards open an account for approved Money in.! 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